Life Insurance

Most Surrogate contracts require the Intended Parent to purchase life insurance. Contracts may specify amounts of 250,000 or more. Some contracts specify that the Intended Parents be named as beneficiary for as set amount such as $100,000. Life insurance companies vary greatly in their underwriting practices. Art Risk Financial Solutions, Inc. ascertains which policy will work best in a given situation. Depending upon the needs specified in the contract, the surrogate’s income, and the need to name intended parents as a beneficiary, and the surrogate’s prior medical history, we will suggest a carrier where we will have the highest likelihood of success. The chart shows the carriers that we use most frequently and indicates shows which carrier will work best in a particular situation.

The list below indicates those carriers we use most frequently, however, is by no means complete.