Egg Donor/Recipient Insurance

Medical Plan Premium and Deductible

Premium US $200.00 egg donor
US $250.00 recipient
US $300.00 egg donor and recipient.
Deductible $0
Coverage Term: The policy remains in effect (4) months from the reported cycle start date provided that complications are incurred within ninety(90) days of the medication start date of the cycle.

Egg Donor Recipient Insurance Summary Of Benefits

Plan Maximum: $500,000 combined single limit for egg donor and recipient.
Coverage: Complications only.
Accidental Paralysis: $200,000 Combined single limit for egg donor and recipient.
Accidental Death Benefit: $200,000 Combined single limit for egg donor and recipient.
Coordination of benefits: Policy is Primary.

Medical complications can occur during the Egg Donation and Recipient Implantation treatment procedure. There is the risk that the donor or recipient could become ill due to the medications prescribed or complication(s) could arise during the egg retrieval or embryo transfer. Without this insurance, it must be decided in advance if the IVF Fertility Center and Egg Donor Agency will self insure the medical risk or require that the known risk of medical complications be contractually assumed by the program participating donor or recipient.


In the event of a claim, a program claim form is completed by the Insured IVF Fertility Center or Egg Donor Agency and submitted directly to ART Risk Financial and Insurance Solutions for prompt administration and servicing.


ART Risk Financial and Insurance Solutions Egg Donor Recipient Cycle Liability Insurance Policy does not mandate the accessing of any preferred provider network for required medical care resulting from retrieval and/or transfer treatment procedure related medical complications. Scheduled reported donors and recipients are permitted to receive the necessary medical care from any approved physician and/or qualified medical facility. Please refer to the policy certificate wording for a complete explanation of coverage terms and conditions.


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